Pet Insurance for Dogs & Cats by Lemonade (2024)

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Insurance for the 21st century

Hassle-free digital experience. Lightning fast claims payment. Powered by AI.

America’s top-rated insurance,now for cats and dogs

Lemonade has earned 4.9 stars in the App store, and isalso top-rated by Supermoney, Clearsurance, and others

Pet Insurance for Dogs & Cats by Lemonade (1)

Chief retweetist

CRetweetist

Where do I sign @Lemonade_Inc?

Pet Insurance for Dogs & Cats by Lemonade (2)

Mickael Costache

MickaelCostache

What @Lemonade_Inc has built is pretty unbelievable. Such an amazing user experience in this "non sexy" insurance industry. Congrats to the team!

Pet Insurance for Dogs & Cats by Lemonade (3)

Nonna Polonskaya

nzlata

Thanks to @Lemonade_Inc for a much needed dose of inspiration for the insurance industry! ✊ #innovation #insurtech

Pet Insurance for Dogs & Cats by Lemonade (4)

Goldie Chan

GoldieChan

Wow, just got insurance with @Lemonade_Inc and it was super easy - took 10-15m. Strong customer service and cute UI 💚👍

Pet Insurance for Dogs & Cats by Lemonade (5)

Vassilis Tziokas

TziokasV

Traditional business model re-invented by digital technologies. Focus on a great #CustomerExperience. Behavioral economics engineering. Promoting social impact. Kudos to @Lemonade_Inc for showing how true #digitaltranformation is done!

Pet Insurance for Dogs & Cats by Lemonade (6)

Ann Bordetsky

annbordetsky

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

Pet Insurance for Dogs & Cats by Lemonade (7)

Andrew

ATL_Brit

Had an awesome experience within the last 12 months with @Lemonade_Inc. Had an awesome adjuster for a home insurance claim, renewed at a reasonable price AND just purchased a new Pet policy. Just love these guys on how simple they make life.

Pet Insurance for Dogs & Cats by Lemonade (8)

Charlotte Ann

hicharlotteann

Ah! I can't wait to get my kitties on @Lemonade_Inc so they can be insured under the same roof that Lemonade also insures.

Pet Insurance for Dogs & Cats by Lemonade (9)

Rebellia Rose

RebelliaRose

They are now offering #affordable #pet owners #insurance ! I #LOVE this company! @Lemonade_inc

Pet Insurance for Dogs & Cats by Lemonade (10)

Chief retweetist

CRetweetist

Where do I sign @Lemonade_Inc?

Pet Insurance for Dogs & Cats by Lemonade (11)

Mickael Costache

MickaelCostache

What @Lemonade_Inc has built is pretty unbelievable. Such an amazing user experience in this "non sexy" insurance industry. Congrats to the team!

Pet Insurance for Dogs & Cats by Lemonade (12)

Nonna Polonskaya

nzlata

Thanks to @Lemonade_Inc for a much needed dose of inspiration for the insurance industry! ✊ #innovation #insurtech

Pet Insurance for Dogs & Cats by Lemonade (13)

Goldie Chan

GoldieChan

Wow, just got insurance with @Lemonade_Inc and it was super easy - took 10-15m. Strong customer service and cute UI 💚👍

Pet Insurance for Dogs & Cats by Lemonade (14)

Vassilis Tziokas

TziokasV

Traditional business model re-invented by digital technologies. Focus on a great #CustomerExperience. Behavioral economics engineering. Promoting social impact. Kudos to @Lemonade_Inc for showing how true #digitaltranformation is done!

Pet Insurance for Dogs & Cats by Lemonade (15)

Ann Bordetsky

annbordetsky

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

Pet Insurance for Dogs & Cats by Lemonade (16)

Andrew

ATL_Brit

Had an awesome experience within the last 12 months with @Lemonade_Inc. Had an awesome adjuster for a home insurance claim, renewed at a reasonable price AND just purchased a new Pet policy. Just love these guys on how simple they make life.

Pet Insurance for Dogs & Cats by Lemonade (17)

Charlotte Ann

hicharlotteann

Ah! I can't wait to get my kitties on @Lemonade_Inc so they can be insured under the same roof that Lemonade also insures.

Pet Insurance for Dogs & Cats by Lemonade (18)

Rebellia Rose

RebelliaRose

They are now offering #affordable #pet owners #insurance ! I #LOVE this company! @Lemonade_inc

The coverage your pet actually needs

Carefully crafted in collaboration with our vet team and lots of excited pet parents

Pet Insurance for Dogs & Cats by Lemonade (19)

Diagnostics

Blood tests, urinalysis, x-rays, MRIs, labwork, CT scans, and ultrasounds

Pet Insurance for Dogs & Cats by Lemonade (20)

Procedures

Outpatient, specialty and emergency care, hospitalization, and surgery

Pet Insurance for Dogs & Cats by Lemonade (21)

Medication

Injections and prescription meds

Huge savings on tests, vaccines,
and essential care

Save $$ on your vet bills for annual routine care with our preventative packages

Pet Insurance for Dogs & Cats by Lemonade (22)

Wellness exam

Annual physical checkupfor your pet

Pet Insurance for Dogs & Cats by Lemonade (23)

Fecal or internal parasite test

Annual parasiteevaluation test

Pet Insurance for Dogs & Cats by Lemonade (24)

Heartworm test

Annual screening ofheartworm infestation

Pet Insurance for Dogs & Cats by Lemonade (25)

Bloodwork

Annual detection of diseases beforesymptoms appear

Pet Insurance for Dogs & Cats by Lemonade (26)

Vaccines

Up to 3 vaccines such as Rabies, DHLPP,and Bordetella

Pet Insurance for Dogs & Cats by Lemonade (27)

Routine Dental Cleaning

Including dental x-rays, anesthesia,polishing, and more

Pet Insurance for Dogs & Cats by Lemonade (28)

Flea/Tick orHeartworm Medication

Protection for your pet fromcommon pests

Pet Insurance for Dogs & Cats by Lemonade (29)

Medical advice chat

Expert online medical advice for theultimate peace of mind

Made for puppies and kittens

A preventative care package designed especially for the youngest members of your fur fam.
It covers important procedures like spaying or neutering, microchipping, flea medication, and up
to six vaccines or boosters.

Good to know...

Here are a few important things to note about your pet health insurance plan. If you still have questions, you can check out pet insurance explained.

What does pet insurancecover?

Pet Insurance for Dogs & Cats by Lemonade (30)

A base accident and illness policy can help cover diagnostics, procedures, medications, and hospitalizations related to new accidents (like broken bones) and illnesses, including hereditary conditions (like hip dysplasia), chronic conditions, infestations, andinfections.

How does pet insurancework?

Pet Insurance for Dogs & Cats by Lemonade (31)

Lemonade Pet insurance gives you coverage when your pet experiences a new accident or illness, saving you money on unexpected vet bills. Plus, Lemonade Pet offers several preventative packages and add-ons, so you can customize your policy based on your pet’sneeds.

Why should I get petinsurance?

Pet Insurance for Dogs & Cats by Lemonade (32)

Unforeseen vet bills can add up, which can leave you having to make the difficult decision between your pet’s health and your financial stability. Pet insurance gives you the security of knowing that if the unexpected happens to your pet, you won’t have to drain yoursavings.

How do I add anotherpet?

Pet Insurance for Dogs & Cats by Lemonade (33)

Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a pet insurance policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other dog or cat. Plus, you can unlock a 5% multi-petdiscount.

What are waitingperiods?

Pet Insurance for Dogs & Cats by Lemonade (34)

Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased thepolicy!

Do you need my pet’smedicalrecords?

Pet Insurance for Dogs & Cats by Lemonade (35)

We want to get to know your pet so we can provide the best experience. After you purchase your insurance policy, we’ll ask for your pet’s medical records, which show vital information and help us understand if your pet has previous health issues, aka pre-existing conditions. This will also help speed up the process when reviewing yourclaim!

What are pre-existing conditions and are theycovered?

Pet Insurance for Dogs & Cats by Lemonade (36)

Anything your pet has shown signs of before the policy’s waiting periods are up would be considered a pre-existing condition. But we’ve got your back in case of accidents and any new illnesses, as part of our basecoverage.

How do pet insurance claimswork?

Pet Insurance for Dogs & Cats by Lemonade (37)

Lemonade Pet works on a reimbursem*nt basis. You’ll pay the vet bill up front, and then you can immediately file a claim on the Lemonade app. Once it’s approved, we’ll issue a reimbursem*nt directly to your bank account, keeping in mind your deductible and co-insurance.

Can I go to anyvet?

Pet Insurance for Dogs & Cats by Lemonade (38)

You can go to any vet you like in the US. As long as they’re licensed to provide veterinary care in the state they operate in, it’s fairgame.

Does Lemonade offer petinsurance nearme?

Pet Insurance for Dogs & Cats by Lemonade (39)

Lemonade’s pet insurance is currently available in 37 states, plus Washington, D.C.— check out where Lemonade Pet (and all our other coverages) areavailable.

Can I change mypolicylater?

Pet Insurance for Dogs & Cats by Lemonade (40)

You can submit a request to modify your coverage within the first 14 days of your policy, and again at your policy’s annual renewal. Once requested, we’ll let you know if the changes are approved by our underwritingteam.

Can I cancel my policy atanytime?

Pet Insurance for Dogs & Cats by Lemonade (41)

Yes, you can cancel your policy at anytime through the Lemonade app. Keep in mind that our waiting periods will reset, and anything that occurred or was diagnosed during your first policy would be considered pre-existing conditions on a futurepolicy.

Sweet prices.Sweeter value.

Pet Insurance for Dogs & Cats by Lemonade (42)10%bundle discount

Pet Insurance for Dogs & Cats by Lemonade (43)5%multi-pet discount

Pet Insurance for Dogs & Cats by Lemonade (44)5%annual discount

Check our prices

Good for your pet, and for the world

Lemonade is a public benefit corporation. We take a flat fee on premiums up front before we pay claims. Then, we donate what’s left to meaningful causes our customers choose—including animal welfare organizations.

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Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Home insurance policies in Kansas, Kentucky, Minnesota, North Carolina, New Mexico and Utah are underwritten by member companies of Homesite Group, Inc., 1 Federal Street, Suite 400, Boston, MA 02110. Member companies include: Homesite Insurance Company of the Midwest, Homesite Insurance Company, and Homesite Indemnity Company. Home insurance features, prices, coverages, and available discounts may vary by state and are subject to qualifications. Coverage is subject to policy terms and conditions and may not be available in all states.Lemonade Insurance Agency, LLC (LIA) and Metromile Insurance Services LLC (MIS) are licensed insurance agents and appointed by LIC and MIC and both LIA and MIS receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of Legal & General America, whose life insurance products are underwritten and issued by Banner Life Insurance Company Urbana. Banner products are distributed in 49 states and in DC. Banner Life is not authorized as an insurer and does not do business in New York. The Legal & General America companies are part of the worldwide Legal & General Group. OPTerm policy form # ICC21-DTCV and state variations. Premiums based on preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco underwriting classes. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. LLIA receives compensation for the insurance policies it sells. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Our application asks about your lifestyle and health.Car policies in Texas are underwritten by Home State County Mutual Insurance Company, 4315 Lake Shore Dr J, Waco, TX 76710.

Pet Insurance for Dogs & Cats by Lemonade (2024)

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