Rue 21 Credit Card Apply (2024)

FAQs

Is Rue 21 closing credit cards? ›

rue21 filed for bankruptcy May 2, 2024. Because of this, we are no longer accepting new applications for the rue21 Rewards Credit Card program. Existing cardmembers will receive additional information about what this change means for your account. Have questions?

Note: Your rue21 REWARDS Credit Card account is issued by Comenity Capital Bank.

You may use your Account to make purchases anywhere the Card is accepted. If your Card has the logo of one of our network providers (e.g., American Express, Visa and Mastercard), you may use your Account to make Cash Advances.

Please contact Customer Care at 1-855-546-9546 (TDD/TTY: 1-800-695-1788) and we will be happy to help you.

If you don't use a credit card for a year or more, the issuer may decide to close the account. In fact, inactivity is one of the most common reasons for account cancellations. When your account is idle, the card issuer makes no money from transaction fees paid by merchants or from interest if you carry a balance.

While the names of the stores are similar and they are both often found in malls, there is no affiliation between Forever 21 and Rue 21. They are owned by separate companies. rue21 was founded in 1970 as Pennsylvania Fashions Inc. In 2003, after filing the first time for bankruptcy, it rebranded to rue21.

Your Comenity Bank credit card could have been closed for various reasons, including the following: Inactivity. Your account was in default. Missed payments.

What credit score do you need for a Comenity Bank credit card? You need a credit score of 640 or higher to get a Comenity Bank credit card in most cases. That means you need at least fair credit to get approved. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit).

Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.

Rue21, a mall staple, files for bankruptcy and will close all of its stores. A Rue21 location in South Carolina in a 2020 photo. Rue21, a mall staple for teen apparel, is going out of business and closing all 540 of its stores within the coming weeks.

What bank is Forever 21 Credit Card? ›

Forever 21 Credit Card Accounts are issued by Comenity Capital Bank.

SG: True or False: If you stop using your credit card for purchases, you won't ever have to pay interest again. Explain. False because you can have unpaid balance prior to you stopping transactions. If you don't pay them off immediately, interest will grow each month depending on your unpaid balance.

Most credit card issuers let you pay your credit card bill by phone, through an online account or mobile app, or by mail. You may also be able to pay in person.

Credit card issuers can close your account due to what's known as "inactivity," meaning you haven't used the card in a certain amount of time — let's say a year or more — and the issuer now assumes you have no use for that account. But if even an account is closed, all is not lost.

rue21 has filed for Chapter 11 bankruptcy and is closing all of its over 500 stores.

PUBLISHED: May 2, 2024 at 7:16 p.m. | UPDATED: May 2, 2024 at 8:15 p.m. Clothing company Rue21 has filed for Chapter 11 bankruptcy for the third time in 21 years and reportedly plans to close its 540 stores, including 10 locations in New York State.

Are credit cards going away in five years in favor of new payment technologies or new ways to transfer funds? Not likely.